{"id":1110,"date":"2022-11-18T21:36:34","date_gmt":"2022-11-18T20:36:34","guid":{"rendered":"https:\/\/casopisdnes.cz\/?p=1110"},"modified":"2022-11-18T21:36:36","modified_gmt":"2022-11-18T20:36:36","slug":"muzu-se-spolehnout-na-reklamu-na-pujcku","status":"publish","type":"post","link":"https:\/\/casopisdnes.cz\/?p=1110","title":{"rendered":"M\u016f\u017eu se spolehnout na reklamu na p\u016fj\u010dku?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Reklamy na p\u016fj\u010dky a \u00fav\u011bry vid\u00edme na ka\u017ed\u00e9m rohu, pravideln\u011b je zaznamen\u00e1v\u00e1me v\u00a0televizi, sly\u0161\u00edme je v\u00a0r\u00e1di\u00edch nebo na n\u00e1s vyskakuj\u00ed l\u00e1kav\u00e9 nab\u00eddky na internetu. D\u00e1 se t\u011bmto reklam\u00e1m v\u011b\u0159it, nebo pouze zkresluj\u00ed realitu?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nenechte se zl\u00e1kat prvotn\u00edm heslem a velk\u00fdmi \u010d\u00edslicemi<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V&nbsp;t\u011bchto reklam\u00e1ch v\u017edy poskytovatel prezentuje p\u016fj\u010dku jako tu nejv\u00fdhodn\u011bj\u0161\u00ed. \u010cetli jste ale n\u011bkdy mal\u00e9 p\u00edsmo na spodn\u00ed \u010d\u00e1sti reklamy? \u010casto se zde uv\u00e1d\u00ed, \u017ee cena je uvedena bez poplatk\u016f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ani inzerovan\u00fd n\u00edzk\u00fd \u00farok nemus\u00ed ihned znamenat v\u00fdhodnou p\u016fj\u010dku. Pravidlem je, \u017ee \u010d\u00edm je ni\u017e\u0161\u00ed \u00farok, t\u00edm vy\u0161\u0161\u00ed bude RPSN. Proto se nenechte zm\u00e1st samotnou reklamou, t\u00e9m\u011b\u0159 v\u017edy jsou za n\u00ed schovan\u00e1 n\u011bjak\u00e1 ta \u201eale\u201c a v\u00fdsledn\u00e1 cena bude vy\u0161\u0161\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Prov\u011b\u0159ujte poskytovatele<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud v\u00e1s reklama zaujala, nen\u00ed nic \u0161patn\u00e9ho na tom, abyste si o poskytovateli a samotn\u00e9m finan\u010dn\u00edm produktu n\u011bco zjistili.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nejprve si ov\u011b\u0159te samotnou spole\u010dnost poskytovatele. P\u0159edev\u0161\u00edm by m\u011bl m\u00edt na sv\u00fdch str\u00e1nk\u00e1ch licenci od \u010cesk\u00e9 n\u00e1rodn\u00ed banky. A stejn\u011b tak byste ho m\u011bli naj\u00edt na seznamu licenc\u00ed na webu samotn\u00e9 \u010cNB.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud se jedn\u00e1 o zn\u00e1mou a velkou banku nebo nebankovn\u00ed spole\u010dnost, nemus\u00edte se podvod\u016f b\u00e1t. S&nbsp;velk\u00fdm mno\u017estv\u00edm klient\u016f by se p\u0159\u00edpadn\u00e9 ne\u010destn\u00e9 jedn\u00e1n\u00ed velmi rychle dostalo na ve\u0159ejnost a ujala by se ho jak \u010cNB, tak \u010cOI.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ve chv\u00edli, kdy jste si ov\u011b\u0159ili poskytovatele, zam\u011b\u0159te se na v\u00e1mi vybran\u00fd finan\u010dn\u00ed produkt. Nez\u00e1le\u017e\u00ed na tom, zda chcete dlouhodob\u00fd \u00fav\u011br na v\u011bt\u0161\u00ed obnos pen\u011bz, nebo kr\u00e1tkodobou p\u016fj\u010dku, jako je t\u0159eba&nbsp;<a href=\"https:\/\/proficredit.cz\/pujcka-na-ucet\">p\u016fj\u010dka na \u00fa\u010det<\/a>. V\u017edy byste si m\u011bli dop\u0159edu pro\u010d\u00edst v\u0161echny d\u016fle\u017eit\u00e9 informace a propo\u010d\u00edtat si, kolik v\u00e1s p\u016fj\u010dka bude v&nbsp;celkov\u00e9m sou\u010dtu st\u00e1t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak za\u017e\u00e1dat o p\u016fj\u010dku?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V&nbsp;p\u0159\u00edpad\u011b, \u017ee v\u00e1s n\u011bjak\u00fd produkt oslovil, je postup velmi jednoduch\u00fd. Mnoh\u00e9 p\u016fj\u010dky si m\u016f\u017eete sjednat online prost\u0159ednictv\u00edm internetov\u00e9ho formul\u00e1\u0159e. P\u0159\u00edpadn\u011b sta\u010d\u00ed zavolat na z\u00e1kaznick\u00e9 centrum spole\u010dnosti a odborn\u00edk v\u00e1m s&nbsp;vypln\u011bn\u00edm \u017e\u00e1dosti pom\u016f\u017ee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e1sledn\u011b si chv\u00edli po\u010dk\u00e1te, jak dopadne schvalovac\u00ed proces. Pot\u00e9 jen podep\u00ed\u0161ete fin\u00e1ln\u00ed smlouvu a pen\u00edze jsou na cest\u011b.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Reklamy na p\u016fj\u010dky a \u00fav\u011bry vid\u00edme na ka\u017ed\u00e9m rohu, pravideln\u011b je zaznamen\u00e1v\u00e1me v\u00a0televizi, sly\u0161\u00edme je v\u00a0r\u00e1di\u00edch nebo na n\u00e1s vyskakuj\u00ed l\u00e1kav\u00e9 nab\u00eddky na internetu. D\u00e1 se t\u011bmto reklam\u00e1m v\u011b\u0159it, nebo pouze zkresluj\u00ed realitu? Nenechte se zl\u00e1kat prvotn\u00edm heslem a velk\u00fdmi \u010d\u00edslicemi V&nbsp;t\u011bchto reklam\u00e1ch v\u017edy poskytovatel prezentuje p\u016fj\u010dku jako tu nejv\u00fdhodn\u011bj\u0161\u00ed. \u010cetli jste ale n\u011bkdy mal\u00e9 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1111,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1110","post","type-post","status-publish","format-standard","has-post-thumbnail","category-rady-a-navody"],"_links":{"self":[{"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=\/wp\/v2\/posts\/1110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1110"}],"version-history":[{"count":0,"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=\/wp\/v2\/posts\/1110\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=\/wp\/v2\/media\/1111"}],"wp:attachment":[{"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/casopisdnes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}